Dental finance
Spread the cost of your smile — interest free
Get the treatment you want now and pay for it over time. 0% finance, no hidden fees, and an instant decision.
Representative example: cash price £1,595, amount of credit £1,595, first payment of £33.36 taken upfront then 59 monthly payments of £33.21, total cost of credit £397.75, total amount payable £1,992.75 over 60 months, rate of interest 9.9% p.a. fixed. Representative 9.9% APR. SmileUp Limited is a credit broker, not a lender (FRN 727371). Finance provided by Tabeo Finance Limited (FRN 777539). Credit subject to status, UK residents 18+.
How it works
Three simple steps
The whole process takes minutes. Here’s what happens after your consultation.
1
We send you a finance link
After agreeing your treatment plan, our team sends you a link by email or text. You can complete it in the practice or at home — whichever suits you.
2
Choose your monthly plan
Select how much you want to spread, and pick the number of monthly payments that works for your budget — 12, 18, 24, 36, 48, or 60 months.
3
Apply in 2 minutes — instant decision
A few simple questions about yourself and your income. You’ll get a decision straight away. If approved, your first payment is taken upfront and monthly payments follow on a date of your choosing.
Why finance with SmileUp
No surprises. No catches.
We work with Tabeo — a specialist healthcare finance provider authorised and regulated by the Financial Conduct Authority.
What could it look like?
Here are a few examples of how finance can make treatments more manageable.
Invisalign
from £92/mo
based on £2,200 over 24 months
0% interest · Total: £2,200
Dental Implant
from £84/mo
based on £3,000 over 36 months
0% interest · Total: £3,000
Smile Makeover
from £104/mo
based on £5,000 over 48 months
0% interest · Total: £5,000
Examples use 0% APR for illustration. Your actual rate will be confirmed during the application and depends on your individual circumstances. Credit is subject to status. Available to UK residents aged 18+ who earn an income.
Representative example: cash price £1,595, amount of credit £1,595, first payment of £33.36 taken upfront then 59 monthly payments of £33.21, total cost of credit £397.75, total amount payable £1,992.75 over 60 months, rate of interest 9.9% p.a. fixed. Representative 9.9% APR. SmileUp Limited is a credit broker, not a lender (FRN 727371). Finance provided by Tabeo Finance Limited (FRN 777539). Credit subject to status, UK residents 18+.
Common questions
Good to know
Everything you might want to ask before you apply.
Will applying affect my credit score?
How long does the application take?
What happens if I miss a payment?
Can I pay it off early?
Which treatments can I finance?
Who provides the loan?
How do payments work?
Ready to check your rate?
It only takes 2 minutes, it won’t affect your credit score, and you’ll know straight away.
Or call us on 0203 411 1550 and we’ll talk you through it.
SMILEUP LIMITED trading as SmileUp Dental. 7 Lewisham Road, London SE13 7QS. Authorised and regulated by the Financial Conduct Authority as a credit broker (FRN 727371). We are not a lender. Finance is subject to status. Available to UK residents aged 18+. Borrowing more than you can afford or paying late may negatively impact your credit score.
Finance administered by Tabeo Finance Limited, 5th Floor, 10 Finsbury Square, London EC2A 1AF (FRN 777539).